Thoughts on household finances and how CrestCast can help.
Three roll-ups that frame a topic, group the articles that answer it, and point at the calculators for the parts that are arithmetic.
Upsize, downsize, buy or rent, overpay, buy-to-let and solar. Eight guides and five calculators.
How much stays in cash, pension against ISA, and what a pot is worth by the date you need it.
A pay rise, four days a week, parental leave, a new baby and redundancy, worked through properly.
Dropping to four days cuts your pay by a fifth, but your take-home by less, and for some households it unlocks childcare support worth more than the difference. The arithmetic, then the ten-year question.
Read more →In most couples, one person carries the financial knowledge. They know the mortgage rate, the pension contributions, what the joint account actually covers. This is why that's a risk, and what a shared model actually looks like.
Read more →The headline figures for raising a child in the UK are striking, but they offer surprisingly little help with planning. What actually matters is when the money goes out, and what it does to your monthly cashflow at each stage.
Read more →Statutory pay falls sharply after the first six weeks, and most families feel it. Here's how parental leave actually affects your income, and how to plan for the gap before it arrives.
Read more →A Junior ISA is a wonderful idea in principle: tax-free savings locked away for your child's future. But is it actually worth it? With limited money to go around, and your own ISA usually the better home for the same pound, the answer isn't as straightforward as it seems.
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