The affiliate pack

Your link is your own name on our domain, in the form crestcast.co.uk/yourname. It is in your approval email and on your dashboard.

It survives being read out loud, written on a slide and typed in from a podcast, which is the reason it is short. Your code is the same name, entered at sign-up, and it is what credits you when somebody watches on a phone and subscribes on a laptop.

A click is remembered for 30 days, on the device that made it. That is the limit of what a link can see, not a deadline: the code is what crosses devices, and once a reader has signed up with it there is no deadline on when they subscribe.

The offer, so you never have to check: 30 days free, no card. Then £7.99 a month or £79.99 a year for the whole household. It is one household plan, with no tiers.

It is not financial advice. It is a calculator you point at your own numbers. Describing it as advice, as regulated, or as authorised by the Financial Conduct Authority is the one thing that could cause us a genuine problem, and clause 7.3 of the terms says so.

It is not a bank aggregator. It does not log into your accounts and pull your transactions in. You type what you have, which is slower to start and is why the forecast can go somewhere a tracker cannot.

It is not a guarantee. A forecast is a projection from what somebody typed. Please do not promise a saving, a return or an outcome on our behalf.

Change the words. These exist so you are never stuck, not so every post about us reads the same, and an audience can tell the difference immediately.

Copy the figures fresh from this page each time rather than from an old post of your own. The three lines above will be true for years. The one with numbers in it is only true until we change a price or a term, and this page is where it is kept right.

You have to make the commercial relationship clear, in a way that meets the UK Advertising Standards Authority rules. That is clause 7.6, and it protects you more than it protects us. Where an arrangement pays per conversion a byline on its own may not be enough; a label such as “ad” is, or a plain sentence:

That sentence is also the most persuasive thing you can say about this programme. A reader who hears there is no catch, and can check it in one click, stops looking for one.

Do not bid on our name in paid search. Clause 7.1. It makes us pay a commission on somebody who was already looking for us, so it costs us money without bringing anybody new.

Do not list us, or your code, on coupon or discount-code sites. Clause 7.2. Where you have a discount it is for the audience you built, and a voucher listing puts it in front of people who were already hunting for a way to pay less.

Do not state a feature or a figure that is not true. Clause 7.3. That includes a discount, a trial length or a rate that is not the one agreed with you. If you are not sure whether the app does something, ask us and we will tell you plainly, including when the answer is no.

The full terms are the agreement. This section is a plain restatement of clause 7, not a replacement for it.

Your link card is ready to drop into a video or post: your link and code on CrestCast branding, sized for Reels and TikTok and for feeds. For screenshots and filming you get two free accounts (see your setup page once you are approved). The content account is a separate login for filming and writing, so your own finances never appear on camera. The personal account is for trying CrestCast on your own household. Both look exactly like the product, because they are the product.

One request: do not shrink your screenshots. The figures in a statement are the whole point of the picture, and below about ten pixels of text they stop being readable and become texture.

Video is welcome too: a tutorial, a full walkthrough, a reaction, whatever suits your channel. Film either account, in a real session or invented for the camera, either is fine. The same two rules apply regardless: nothing from “What is off limits” above, and no feature or figure that is not true.

Want a logo file? Ask, and we will send one. Sending it on request keeps our branding somewhere we can see it, which a public folder does not.

Your content account starts empty, so you can film setting it up. Six ready-made households are saved in it as scenarios, each with ten years of dated events. Every figure is made up and yours to edit.

• The Hayward Forecast. A made-up couple with two children, two incomes, a mortgage that re-fixes, two 0% card deals ending, a pay rise, a job move and a kitchen in year 8. Each scenario below is this household with one decision changed. Net worth about £383,000 by year 5 and £801,000 by year 10.
• Alex Is Made Redundant. Six months without pay from year 3, then a new job at the same salary. Cash sits at its floor while savings carry the gap. Net worth about £23,000 lower by year 5 and £36,000 lower by year 10.
• Overpay Mortgage +£300/mo. An extra £300 a month on the mortgage. It costs money, because the £300 comes out of spare cash the plan would otherwise have saved. Net worth about £2,000 lower by year 5 and £10,000 lower by year 10.
• Jordan Back to Full Time. Jordan returns to full time in year 2, on £2,600 a month. Net worth about £54,000 higher by year 5 and £156,000 higher by year 10.
• Alex Drops to Three Days. Alex goes to three days a week from year 3, after the pay rise. Net worth about £46,000 lower by year 5 and £175,000 lower by year 10.
• Move to the Dream House. They sell the Family Home and buy a £450,000 house in year 4, with £12,500 of stamp duty and a £285,000 mortgage. Net worth about £16,000 lower by year 5 and £22,000 lower by year 10.

To switch scenario

1. Sign in. The first time, enter any date of birth, then tap Skip this guide unless you are filming the set-up.
2. Tap the round LIVE button, top left of the Input or Forecast screen, and pick a scenario. The forecast, charts and statements switch to it.
3. Tap the same button and pick Live to go back to your empty account. Compare Versions, at the foot of that list, puts two scenarios side by side.

£40 once for each customer you refer who takes an annual subscription, including customers who start monthly and move to annual later. Monthly payments earn nothing.

Paid to you monthly in arrears, no minimum, through Stripe. Your bank details go to Stripe and never to us.

Payable once the customer's 14 days to change their mind have passed. A refund inside those days means no commission for that customer and nothing clawed back. A chargeback is different and clause 6 explains it.

Your dashboard shows clicks, subscriptions and earnings month by month.